Requesting or soliciting for therapy is a bold step to take. Owing to the fact that our mental health plays a very vital part in our lives and should be taken care of. However finding affordable therapy without insurance can be tough and draining. In cooperation with singlecare team survey 2022, the charged for therapy is high. Therapy looks at a lot of mental health interests. It also looks at behavioral matters through interaction with licensed mental health professionals. In the absence of insurance an affordable therapy session costs between $60 to $120 for an hour-long session.
Importance of Therapy
In 450 million people, one in four individuals suffer from mental health disorders, which affects their lives daily. Only about 40% of individuals with mental health disorders ask for treatment. In today’s world, given the social isolation pandemic has posed on us, mental health problems have affected young individuals. The therapy is a guide used to improving one’s mental health. Getting one which is affordable and doesn’t have insurance attached to it is quite easy. During therapy people are taught ways to address symptoms on their own. This research has shown that the benefit of therapy is better than of medications.
While looking for an Affordable therapy without insurance, one can consider; Local Social Services, Seeking Services at the University, Looking for Non-profit Options, Employee Assistance Program, Negotiate, GoodRx Telehealth Marketplace, Community Health Centers, Local Therapists, Clinical Trials, then for looking at free therapy, Drop-in centers can be considered.
Some affordable therapy options to consider with no Insurance
- Local Social Services
Affordable therapy can be provided by student health centers or federally-qualified health centers. This is usually funded by the government in addition to no insurance. The National Alliance on Mental Illness also has a helpline that offers free assistance. This body gives advice 24 hours a day, 7 days a week. You can reach the helpline at 1-800-950-6264. For more information visit NAMI.org or text NAMI to 741741.
- Seeking Services at the University
Most university hospitals provide programs that give patients access to interns and residents. The payment scale provided is very reasonable. If you don’t attend but have universities and colleges in your area, call to see if they have a psychology department. They might provide a reduced rate.
Looking for non-profitable options
If you don’t have insurance for mental health treatment, consider an online therapist. According to Brittany A. Johnson, LMHC, online therapy has changed because of COVID-19. She also said some individuals could not get therapy because of work. Now people can approach therapy during their lunch hour. A lot of online therapy programs can be affordable like BetterHelp and Talkspace. Therapists who have traditionally offered only in-person therapy are now offering online sessions at a lower cost.
Talk Space
Talkspace is an online and mobile therapy company based in New York City. It was founded by Oren and Roni Frank in 2012. Talkspace users have access to licensed therapists through the website or mobile app on iOS and Android.
BetterHelp
BetterHelp is a subscription service that gives users access to online therapy. Online therapy can help you put your mental health first from the comfort and privacy of your home. You get to speak with a lot of therapist. You can also organize online therapy sessions around your workday, family obligations, and social life. BetterHelp therapists have experiences in treating a range of issues. BetterHelp is not covered by insurance and does not charge per session. This online counseling service offers a flexible monthly package that covers several sessions and ways to talk with your counselor (chat, video, phone). This is important because multiple counseling sessions are needed to help improve mental health. Pricing ranges from $60 to $90 per week.
Another good example of a non-profitable option is Open Path Psychotherapy Collective. This is a collection of mental health professionals that give both physical and online therapy. Although costs vary by state and mental healthcare provider. Open Path Psychotherapy Collective provides nonprofit services to clients who lack health insurance. These clients also fall into the category of those who cannot afford current market rates for therapy (between $80-200 a session). We help our members access their choice of affordable in-person or online care from good therapists.
Employee Assistance Programs
In some companies or firms, employers grant EAPs which offer affordable therapy benefits to workers. According to the International Employee Assistance Professionals Association, over 97% of companies with more than 5,000 employees have EAPs and most companies with 1,001 to 5,000 employees, 80% have them. Although working at a company with 251 to 1,000 employees, the odds of having access to an EAP are 75%. Even so the odds go down from there if one works for a smaller firm.
Negotiation can be to get Affordable Therapy with no Insurance
Private health professionals may be willing to adjust their fees to meet your financial resources. In the absence of insurance, it never hurts to ask if there’s an affordable therapy treatment based on your budget.
GoodRx Telehealth Marketplace
This is an online therapy platform that gives you access to therapists virtually. You can find a provider and schedule an appointment in a matter of minutes. The appointments at GoodRx Telehealth Marketplace come at an affordable price of $65. When you want to book for a therapy session, there’s no waiting room, no paperwork, and no insurance required. Even with that, online therapy is widely cheaper than in-person therapy, depending on what you need and want. Roseann Campanna-Hodge a therapist, said that costs can be adjusted with the length of the session. Most sessions are 45-50 minutes, some can be 30 minutes long while others are 90 minutes or longer.
Community Mental Health Centers
There are always health centers in every community. Find a community mental health center in your area, make enquiries about the therapy services offered. Most of the time they offer emergency therapy support, therapy and even some free prescriptions on-site. The therapists will interview to know the level of care and services you need. You can also visit a support groups.
Local Therapists
These therapists are usually into private therapy practices and you will likely find them in your area. Request if they work with a sliding scale fee program. If not, ask if they work with interns that give counseling for cheaper rates. Therapy practices, rather than individuals, are more likely to have interns. A slide scaling fee refers to a cost which is okay with the patient’s income, this fee structure exists to help make therapy more affordable for people living at a lower income level.
Clinical Trials
When you engage in a clinical trial, the care given to you is usually free of charge. The National Institute of Mental Health concludes research studies on a variety of mental health states. Clinicaltrials.gov shows a list of mental health-related trials.
Drop-In Centers
Mental health drop-in centers are managed by people living with mental health problems. This option for therapy is very affordable and it is free. They are observed to be peer-to-peer aid and offer a hand, advocacy, self-realization, social interaction programs, and a safe haven. Your county department of health would certainly know the location of drop-in centers in the country you reside in.
Having Trouble Locating Affordable Therapy without Insurance?
If you have trouble locating a health center that offers affordable therapy without insurance or are currently experiencing a crisis, visit your nearest hospital emergency room. They must evaluate you because by law, emergency rooms cannot turn you away, even if you don’t have insurance or the money to pay for care. If you are admitted to the hospital for treatment of a mental health condition, the hospital is responsible for making sure you have a reasonable plan for outpatient treatment.
Overall, therapy can be an important and worthwhile expense. Your mental health affects so many areas of your life. From your physical health to how you maintain your relationships. Thus, it is essential to take care of your mental health. By meeting with a therapist, you can heal, process, reflect and receive guidance on how to live your healthiest life. All these got at a cheap and affordable rate without being bothered about insurance.
